100% SHARE SECURED:

Member can receive share secured loan anytime with minimal notice

SIGNATURE LOAN:

May only have 1 loan of this type.
Maximum amount (by Credit Union Membership)

First time borrower-$500
12 mos. CU Member-$2,000
24 mos. CU Member-$3,500

4 Years Maximum Term

NEW VEHICLES:

Maximum Loan $45,000
Maximum Term 72 mos
Finance 100% of MSRP

USED VEHICLES:
Finance 100% of NADA Book retail value

Maximum term:

$10,000 & Over---5-6 Years
$7,500 - $9,999---4 Years
$7,499 & Under---3 Years

FIRST MORTGAGES LOANS:

Maximum amount up to 85% of appraised value not to exceed $30,000.

Maximum term---180 mos.
Member Pays:

Title Search
Appraisal Fees
Notary Fees
Recording & Satisfaction

Mortgage to be on residence
Member responsible for costs
incurred even if loan not approved

MOBILE HOME LOANS:

Maximum Loan amount $30,000

Maximum term--120 mos.

80% Appraised value or Sticker price of new

Member responsible for Appraisal fees

CO-MAKER LOANS:

Maximum loan amount--$5,000

Maximum term--60 mos

Co-Maker must be a member of Credit Union

New Vehicle
Untitled or 2003

*

6.00%

*

6.00%

*

3 - 7 Years Maximum

Length of Loan based on value

Used Vehicles

*

6.00%

*

6.00%

*

3-6 Years Maximum