Field of Membership:
Includes persons who live, work, worship or go to school in, and business and other legal entities in Derry Borough or Derry Township and their immediate families. This includes parents, grandparents, siblings, children, grandchildren, step-parents, step-children, step-siblings, and adoptive relationships. Members of your household are also eligible and include persons living in the same residence maintaining a single economic unit.

The field of membership also includes the following common bond:

Employees of Specialty Bar Products Company who work in Blairsville

Employees of Clark Metal Products Company who work in Blairsville

Employees of Dlubak Organic Coatings & Designs, LTD who work in Blairsville

Employees of Premium Molding Inc. who work in Latrobe

Employees of the Derry Area Federal Credit Union, their immediate families and households and organizations of such persons.

Employees of Ceratizit, USA who work in Latrobe

Minimum Share Balance of $5.00 is required in your share account to be an active member and to be eligible for all other credit union services. A minimum balance of $50.00 is required to earn a dividend on share accounts.

Deposits and Loan Payments may be made by mail, over the counter, payroll deduction or by direct deposit through ACH.

Withdrawals are as easy as a phone call. Pick up your check at the office or have it mailed to your home. Cash withdrawals are available.

Credit Disability and Credit Life Insurances are available to borrowing members wishing to purchase coverage.

MEMBER SERVICE FEES:

NSF Fee (per item) - $25.00
Courtesy Pay (per item) - $20.00
Share Draft Copy - $5.00
Stop Payments - $10.00
Money Orders (per item) - $1.00
Certified Check - $5.00
Wire Transfer - $15.00
Monthly ATM/Debit Card Fee - $2.00
ATM/Debit Card Replacement - $10.00
VISA Gift Card Fee - $2.00
Loan Late Charge After 10 Day Grace Period - $10.00

Cause of Loss Policy: it is the policy of the Derry Area Federal Credit Union to deny future membership services including but not limited to loans, share draft privileges, Direct Deposit, Electronic Funds Access and dividends to any member who has an account in default or has engaged in any transaction that has caused this credit union to suffer a financial loss. If, however, the credit union obligation is reaffirmed or voluntarily repaid, then the member will remain eligible for all privileges of membership.